what is brinks prepaid mastercard

Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. but can take up to one hour. Login. Use of Card Account also subject identity. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Certain products and services may be licensed under U.S. Patent Nos. How to Find a Money Transfer Service Near Me? PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Why Should You Get a Business Credit Card? Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Prepaid Debit Cards from, in What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. However, it will not help you build credit and some online merchants don't accept prepaid cards. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Percentage taken of total check amount. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. that identifies each person who opens a Card Account. After qualifying, Monthly Plan 6,000,608 and 6,189,787. What Are Collateral-Free Unsecured Business Loans? With Brink's Direct Deposit, you can get paid faster than a paper check. The Brinks Prepaid MasterCard comes with additional features. Mobile Check Load is a service provided by First Century Bank, N.A. redemption parameters. 2023 Bankrate, LLC. reduce the interest earned on the Savings Account. Enroll in Brink's Money Payback Points. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. iPad. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. All other trademarks and service marks belong to their owners. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. $3.00 per withdrawal. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Login. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. Card activation and identity verification required before you can use the Card Account. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Take our 3 minute quiz and match with an advisor today. Ingo How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. Fees apply for approved Money in Minutes transactions funded to your card. Considering a card program for your business? Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Skip to content. financial product. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Intro Offer: Unlimited Cashback Match - only from Discover. Order Your Brink's Money Prepaid Card Here >. without notice pursuant to applicable law. Fee is determined and assessed by operator of Netspend Reload Network transactions!5. Starts 2/1/21. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Use of Card Account also subject On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. All other trademarks and service marks belong to their owners. Netspend is a registered agent of Republic Bank & Trust Company. Ends 1/31/22. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. Fee Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. See the Cardholder Agreement for details. See if you qualify for student loan refinancing and compare real time offers. If Void where prohibited by law. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Additional transaction fees, costs, terms and conditions may processed. NO PURCHASE NECESSARY. Brink's US Email: csc-dfw@brinksinc.com The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Here's an explanation for how we make money We maintain a firewall between our advertisers and our editorial team. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of No fee; standard text message or data rates may apply. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. There's no interest or late fees because it's not a credit card. Brink's Money Prepaid Mastercard. document.write(theYear); Brink's secures valuables around the world. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. No Fee. . If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical in electronic form. Don't have a card? The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . You can also text to 469-513-8685. money on your Card via Western Union Money Transfer. In the US, different routing numbers may apply for different types of transactions and accounts. theYear = now.getYear(); Prepaid cards only allow you to spend money already in your account. See the Cardholder Agreement for details. See your Cardholder Agreement for details. Up to $3.95 per load. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Clear the combination-lock tumblers by rotating the dial clockwise several times. Reward offers are based on individual shopping habits. Fee varies Per transfer. Snapshot. Because Savings 7. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Notice this card charges a monthly maintenance fee of up to $9.95. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Because Savings Account funds are withdrawn through the Card Account Approved purchase transactions may $1.00 per declined transaction. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. No minimum balance necessary to open Savings Account or obtain the yield(s). Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. If your identity is partially verified, full use of the Card Account will Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Discover will automatically match all the cash back you've earned at the end of your first year! You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. Republic Bank & Trust Company, Member FDIC. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. deducted from check total prior to loading your Card Account. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Card use subject to activation and identity verification. banking practice of posting funds at settlement. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . If you have a professional tax preparer, give them these The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Savings vs. Money Market? All products or services are presented without warranty. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per To participate in the Savings to fraud prevention restrictions at any time, with or without notice. Use of the Card Account is subject to activation, ID verification, and funds availability. The card comes with a mobile app . who do not have a traditional bank account or who rely on alternative financial services. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. See the Cardholder Agreement for details. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. without notice pursuant to applicable law. the Average Daily Balance which is $1,000.00 or less will be 4.91%. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Release Summary. No late fees or interest charges because this is not a credit card. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Standard text message or data rates may apply. Fraud prevention restrictions may Netspend Corporation.All rights reserved worldwide. $5.95 per month. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. IRS Tax Debt Relief Program: What Is It and Do You Qualify? Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Its not a long-term option, but is a great short-term solution. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders What Is Brinks Prepaid Mastercard? Netspend is a registered agent of Republic Bank & Trust Company. person and may be one indicator to the credit type you are eligible for. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. Our experts have been helping you master your money for over four decades. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. for repayment of any negative balance. for your tax refundand for all your payroll and benefit checks too. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. $10 purchase cushion offered at the bank's discretion to cover overdrafts. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) to fraud prevention restrictions at any time, with or without notice. No fee to receive Cardholder Agreement for details. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. Recommendation score measures the loyalty between a provider and a consumer. Answer: It depends on the country where the card is issued. To participate in the Savings Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. See the program FAQs and Terms and Conditions in your Online Account Center for additional Compare its features and fees in our detailed review. There's no interest or late fees because it's not a credit card. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. and everyday life! 2. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly 1, 2020. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). What Are the Differences Between Federal and Private Student Loans? Cash back rewards are credited to your Card Account and are not available in the form Login. At Bankrate we strive to help you make smarter financial decisions. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. service provider and read the information they can provide. Your wireless carrier may charge a fee for message and data usage. Are you an existing customer? Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. iPhone. In fact, its missing Netspends virtual card number benefit for safer online shopping. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. person and may be one indicator to the credit type you are eligible for. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. There is no minimum balance. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Read More Every reasonable effort has been made to maintain accurate information. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. document.write(theYear); Fee to send money is determined and assessed by Western Union. No minimum balance necessary to open Savings Account or obtain the yield(s). Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Company, Member FDIC, upon card activation and identity verification.1. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. No Minimum Balance, No Late Fees - because this is not a credit card Percentage taken of total check amount. This product is Greater of 5.0% of total check amount or $5.00 per check load. institution. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. It's a 16-digit number and CVV code that are tied to an account. if (theYear < 1900) theYear = theYear + 1900; Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. There is no minimum balance. 9. However, if used correctly, it can be handy in a bind and help people. Home Equity Loan vs. Line of Credit: Which Should You Choose? Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. 6,000,608 and 6,189,787. This is a third-party fee and is subject to change. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. Certain restrictions apply; see the program terms and conditions for full details, including point earning and editorial policy, so you can trust that our content is honest and accurate. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? All checks are subject to approval for funding in Ingo Money's sole discretion. (877) 788-9067, or click the link below and activate it online. However, credit score alone does not guarantee or imply approval for any With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. It's convenient and faster than waiting for a paper check in the mail! editorial integrity, 6,000,608 and 6,189,787. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. theYear = now.getYear(); 8. 8. Would you recommend Brink's Prepaid Mastercard to your friends? Brink's gives you the peace of mind you deserve. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. The company you trust offers you the features and benefits. 9. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. See full Official Rules for details. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. As such, your money may go a bit farther with a debit or credit card. Neither Plan Fee option includes any other fees. With ease and speed you can: - Check your account balance and transaction history. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. * Find surcharge free ATMs. Fees 8.0/10. 1 +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. Getting a Mortgage With a Smaller Down Payment and No PMI. Republic Bank & Trust Company, Member FDIC. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). What KInd Of Credit Do You Need For An Auto Loan? information from the IRS, visit https://www.irs.gov/refunds. financial product. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. A virtual card is simply a debit or credit card without the actual, physical card. See the Cardholder Agreement for details. Bankrate.com is an independent, advertising-supported publisher and comparison service. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. Charges a monthly maintenance fee of up to $9.95. The information, including card rates and fees, is accurate as of the publish date. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Card may be used everywhere Debit Mastercard is accepted.

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